.carinsurance Domain Information

Applicant Full Legal Name

Allstate Fire and Casualty Insurance Company

Legal Establishment


Parent Company

Allstate Insurance Holdings, L.L.C., a subsidiary of The Allstate Corporation

Applicant Address

3075 Sanders Road
Suite H1A
Northbrook Illinois 60062-7127

State Jurisdiction


Applicant Website

not available

Applied for gTLD


Mission/Purpose of Domain Extension

18.1 Mission and Purpose of .CARINSURANCE The content of this Answer to Question 18 set forth below describing the plans for Allstate Fire & Casualty Insurance Company's ("AFCIC"), registry constitutes the "purpose" of the registry as that term is used in Paragraph 1.b. of Specification 9 of... Read more

18.1 Mission and Purpose of .CARINSURANCE

The content of this Answer to Question 18 set forth below describing the plans for Allstate Fire & Casualty Insurance Company's ("AFCIC"), registry constitutes the "purpose" of the registry as that term is used in Paragraph 1.b. of Specification 9 of the Draft New gTLD Registry Agreement found in Module 5 of the Applicant Guidebook dated January 11, 2012 ("the Purpose"). AFCIC will publish its Charter and its policies, guidelines, and other supporting documentation related to the implementation of the registry consistent with the Purpose, all prior to launch. All second-level domain names registered by AFCIC on behalf of itself or an affiliate will be registered through an ICANN-accredited registrar and will be consistent with the Purpose.

The .CARINSURANCE gTLD registry will be a standard, not a community-based, registry. The .CARINSURANCE gTLD registry will be a standard registry restricted to AFCIC and its qualified subsidiaries, affiliates, business partners or others having the Required Agreement. The registry will be closed to registrants who do not have a formal, written agreement from AFCIC or an affiliate of AFCIC, specifically allowing the registration of a second-level domain name in the .CARINSURANCE gTLD registry (the "Required Agreement"). There will be no market for second-level registrations outside of registrants that are affiliated with AFCIC and/or that have the Required Agreement.

The Allstate Corporation and their affiliated companies (collectively, "the Allstate Family" or "Allstate") comprise a leading insurance group that provides insurance products for autos, apartments, homes, recreational vehicles, motorcycles, boats, personal property, lives and businesses across the country (http://www.allstate.com/about.aspx). Allstate is the largest publicly held personal lines property and casualty insurance group in America with 12,000 agents and operations in numerous States and provinces throughout the United States, Canada and in the UK. Affiliates of Allstate include, but are not limited to, Esurance and Answer Financial.

The intended future mission of the .CARINSURANCE gTLD is to serve as a trusted, hierarchical, and intuitive namespace, provided by AFCIC for Allstate and potentially its qualified subsidiaries and affiliates, business partners and others having the Required Agreement, as well as for Allstate customers and Internet users in general.

AFCIC has analyzed potential use case options for the type of domain names that will be permitted to be registered and by whom. AFCIC is leveraging Allstate's experience of bringing critical auto insurance-related information, products, and services to its policyholders in a safer and more trusted environment through a diverse range of media outlets as well as brick-and-mortar agency offices.

The current best thinking involves a business model in which certain generic and geographic domain names would initially be reserved for/allocated to Allstate, and potentially its qualified subsidiaries and affiliates, including Allstate agents. This initial limited use will allow Allstate to establish its operations and achieve full sustainability. This limited distribution, coupled with the other requirements set forth in Specification 9 of the Draft New gTLD Registry Agreement, is intended to exempt AFCIC from any annual Code of Conduct Compliance requirements. After Stage 3, as discussed below, Allstate will evaluate whether there are opportunities to carry out the business strategy for the .CARINSURANCE gTLD through an expansion that continues the sustainable operations of the registry through fee-based registrations to parties other than Allstate and its qualified subsidiaries, affiliates, and Allstate's agents.

AFCIC currently plans a three-stage rollout for the .CARINSURANCE gTLD:

1. Stage One
The initial stage of implementation of the gTLD will involve Allstate registering a limited number of .CARINSURANCE second-level domain names. This initial use will provide Allstate's IT and security personnel the time to ensure seamless and secure access using the .CARINSURANCE gTLD domain names and interoperability with various software and Web-based applications. This stage will also allow the appropriate Allstate staff to coordinate with the internal and external staff responsible for the application, delegation and setup phases of the .CARINSURANCE gTLD to ensure a proper transition from delegation to full operation.

2. Stage Two
Once all testing has been successfully completed, AFCIC may begin allocating domain names in .CARINSURANCE for more widespread corporate use. During this same period of time, AFCIC will begin evaluating strategies to potentially migrate traffic away from Allstate's current patchwork network of second-level domain names, which are registered in a variety of gTLDs, to .CARINSURANCE.

It is in Stage Two that AFCIC will evaluate expanding the operations of the .CARINSURANCE gTLD to permit registration by third parties such as licensees or other strategic partners. Should an assessment of its expansion strategy lead to a decision to extend registration rights to other business partners having the Required Agreement, this expansion is currently planned to take place during Stage Three, and likely after the first three years of operation.

However, any expansion would be consistent with the Purpose and conditioned upon a review of Specification 9 (Registry Code of Conduct) set forth in the template Registry Agreement to ensure compliance with AFCIC's business model.

3. Stage Three
Depending upon the analysis of the evaluations undertaken in Stage Two, AFCIC may begin to implement the permanent migration of Internet traffic away from the gTLDs in which Allstate's domain names are currently registered, and toward the new gTLD. It is in this stage that AFCIC also may implement its decision to extend registration rights to third parties such as licensees or other strategic partners having the Required Agreement, consistent with the Purpose and in compliance with Specification 9 as noted above. The dates of such expansion are subject to change depending upon business, strategic, and industry factors at the time.

After consideration of the following factors: analysis of Allstate's existing domain name portfolio; internal analysis of marketing initiatives; and the fact that AFCIC will have full control over the number of registrations in the .CARINSURANCE gTLD namespace, AFCIC is confident that while the number of domain name registrations will exceed 10,000 in the first year, registrations will not exceed 100,000 at the end of Year 5.

Based on its experience to the end of Year 5, and based on its experience with any expansion implemented in Stage Three, AFCIC will assess whether its business plan and expansion strategy should be augmented by extending registration rights to a broader class of licensees and other third parties, such as customers of Allstate. It is anticipated by Allstate that changes to the domain name industry, and particularly the impact of the new gTLDs, will take at least five years to be realized and assessed. Any decision to allow registrations by such parties will take into account this experience as well as the technical analysis of potential expansion and Allstate's future business strategies, which in part are identified in the relevant annual report and investor filings, see http://www.allstateinvestors.com/.

Utilizing current projections based upon Allstate's existing businesses, future business plans, current domain name portfolio, and other strategic factors, AFCIC estimates second-level domain name registrations to be in line with the projections set forth in the financial template provided in the response to Question 46.×


18.2 How do you expect that your proposed gTLD will benefit registrants, Internet users, and others? AFCIC believes that the proposed .CARINSURANCE gTLD has the potential to offer a variety of benefits to Internet users and consumers, including the following: -The .CARINSURANCE gTLD may provide a... Read more

18.2 How do you expect that your proposed gTLD will benefit registrants, Internet users, and others?

AFCIC believes that the proposed .CARINSURANCE gTLD has the potential to offer a variety of benefits to Internet users and consumers, including the following:

-The .CARINSURANCE gTLD may provide a more trusted online marketplace for consumers seeking car insurance-related information and services.
-The proposed gTLD will offer short and memorable domain names that will facilitate the ease with which consumers locate information online.
-Because it is currently envisioned that only Allstate and its qualified subsidiaries and affiliates will be permitted to register second-level domain names in the .CARINSURANCE registry for the first three years, there should be a reduced potential for customer exposure to online phishing, pharming, and other harmful activities.
-AFCIC's proposed validation of agents will facilitate the ability of the "abuse point of contact" (as required in Section 4.1 of the template Registry Agreement) to respond to use complaints in a more timely fashion, especially with regard to "any reports from law enforcement, governmental agencies, and quasi-governmental agencies of legal content."

18.2.1 What is the goal of your proposed gTLD in terms of areas of specialty, service levels, or reputation?

The primary mission of the .CARINSURANCE gTLD is to provide a trusted, hierarchical, and intuitive online marketplace for car insurance-related information, products, and services.

As technologies for delivering this content and these services evolve, AFCIC will continue to pursue and explore online opportunities to reach consumers and, by validating the identity of registrants in the .CARINSURANCE namespace, will help mitigate potential phishing, fraud, and other online scams to which consumers shopping for insurance are often subjected.

18.2.2 What do you anticipate your proposed gTLD will add to the current space, in terms of competition, differentiation, or innovation?

Unlike most generic TLDs that ICANN has approved over the last decade, which have largely been operated by new Internet companies, AFCIC's affiliate, Allstate, is an established company in one of the most highly regulated industries in the world, with affiliates that operate internationally and with the ability to potentially leverage its established network of agencies, affiliates, and subsidiaries to potentially increase the profile of the .CARINSURANCE gTLD. In addition, Allstate believes that it will gain valuable first-hand experience with the operation of several branded gTLDs that it has also applied for in this gTLD application round. Allstate could then leverage this experience and work with a larger cross section of the car insurance marketplace in order to develop new and innovative business models and practices for the .CARINSURANCE gTLD.

While some of ICANN's new gTLDs have previously been the subject of claims regarding increased spam and phishing activities, .CARINSURANCE should be a trusted source of products and services for consumers looking for information online about insurance. AFCIC will initially rely upon the established good business practices of Allstate to create a marketplace with safeguards designed to minimize fraud and other illegal activity.

18.2.3 What goals does your proposed gTLD have in terms of user experience?

AFCIC believes that the .CARINSURANCE gTLD will provide a single, trusted, ecosystem experience for the millions of potential consumers searching for insurance-related information online. By acting as the foundation for this trusted ecosystem, all domain name registrants in the .CARINSURANCE gTLD, as described herein, initially consist only of Allstate and Allstate's qualified subsidiaries and affiliates, will be able to share in the benefits of this collective resource.

With Allstate's experience as an industry leader with a proven track record in expanding from traditional insurance sales channels (brick-and-mortar agency locations) to newer outlets (online channels), AFCIC will initially leverage this experience to foster an environment of innovation and consumer choice.

In looking at potential sources of robust safeguards and goals for the gTLD, AFCIC reviewed the work of ICANN's High Security Zone TLD Advisory Group (HSTLD AG). This was a multi-disciplinary advisory group was originally created to help ICANN address and minimize potential malicious conduct within the New gTLD Program. AFCIC specifically found value in and supported the stated goal of HSTLD AG "to bring together community representatives to evaluate the viability of a voluntary program, supporting control standards and incentives that could potentially be adopted to provide an enhanced level of trust and security over the baseline registration-authority controls.ʺ

18.2.4 Provide a complete description of the applicant's intended registration policies in support of the goals listed above.

AFCIC is fully committed to implementing all of ICANN's consensus policies and other Rights Protection Mechanisms (RPMs) as identified in the Applicant Guidebook. Moreover, based upon Allstate's commitment and established track record in providing a safer ecosystem for consumers and vendors, AFCIC intends to provide meaningful safeguards that will evolve over time.

At the time of filing this application, AFCIC envisions the implementation of an additional RPM that will allow trademark owners to challenge domain names initially reserved/allocated by the registry (e.g., generic and geographic names discussed herein). This process will be modeled after the trademark challenge process adopted by the DotAsia Organisation in connection with its launch.

18.2.5 Will your proposed gTLD impose any measures for protecting the privacy or confidential information of registrants or users? If so, please describe any such measures

As a member of an insurance group with operations in the U.S., Europe, and elsewhere, AFCIC recognizes that this is an evolving area of law in which there are no international standards. Based on the proposed business model discussed herein, the current best thinking is that all domain names in the .CARINSURANCE gTLD will initially be registered to Allstate and Allstate's qualified subsidiaries and affiliates. Based on this plan, AFCIC has a vested interest in ensuring that accurate and current domain name information is readily available.

Allstate employs a variety of physical, electronic, contractual, and managerial safeguards to protect personal and confidential information within its premises and on its websites. AFCIC will take similar precautions to protect registrant and user data associated with the .CARINSURANCE gTLD.

AFCIC will ensure that the operation of the .CARINSURANCE gTLD will be consistent with local and national laws governing privacy rights protection, as they are interpreted and applied, and has obtained a similar warranty from its backend services provider.

In addition, AFCIC intends to incorporate contractual language in its Registry-Registrar Agreement (RRA) modeled after language which has been included in the Draft New gTLD Registry Agreement and which has been successfully utilized by existing ICANN gTLD Registry Operators.

The Draft New gTLD Registry Agreement states "Registry Operator shall (i) notify each ICANN-accredited registrar that is a party to the registry-registrar agreement for the TLD of the purposes for which data about any identified or identifiable natural person ("Personal Data") submitted to Registry Operator by such registrar is collected and used under this Agreement or otherwise and the intended recipients (or categories of recipients) of such Personal Data, and (ii) require such registrar to obtain the consent of each registrant in the TLD for such collection and use of Personal Data. Registry Operator shall take reasonable steps to protect Personal Data collected from such registrar from loss, misuse, unauthorized disclosure, alteration or destruction. Registry Operator shall not use or authorize the use of Personal Data in a way that is incompatible with the notice provided to registrars.ʺ

18.2.6 Describe whether and in what ways outreach and communications will help to achieve your projected benefits.

As noted in 18.2.2, most of the generic gTLDs that ICANN has approved have primarily been operated by new Internet companies created solely for the provision of domain name registration services, e.g., .INFO (Afilias Limited), .BIZ (Neustar Inc.), and .TRAVEL (Tralliance).

Allstate is an established insurance group with international experience and the ability to leverage a diverse range of media outlets and its agency offices to increase the profile of the .CARINSURANCE gTLD. AFCIC will also look to leverage any first-hand experience that it gains in connection with the operation of its applied-for gTLDs. AFCIC has applied for additional gTLDs other than the .CARINSURANCE gTLD.×

Operational Rules and Cost Benefits

18.3.1 What operating rules will you adopt to eliminate or minimize social costs (e.g., time or financial resource costs, as well as various types of consumer vulnerabilities)? AFCIC believes that the safeguards set forth in the Applicant Guidebook, along with the additional RPMs identified in... Read more

18.3.1 What operating rules will you adopt to eliminate or minimize social costs (e.g., time or financial resource costs, as well as various types of consumer vulnerabilities)?

AFCIC believes that the safeguards set forth in the Applicant Guidebook, along with the additional RPMs identified in Section 18.2.4, are the primary drivers to minimize potential negative social costs. AFCIC also believes that the initial launch of the .CARINSURANCE gTLD, through known business entities with existing contractual relationships with Allstate, will also act as important impediments to any potential negative social costs.

18.3.2 What other steps will you take to minimize negative consequences/costs imposed upon consumers?

AFCIC believes that the proposed operation of the .CARINSURANCE gTLD as set forth in this application has no known negative consequences or cost implications for consumers. To the contrary, the proposed operation of this registry will likely lead to direct and quantifiable benefits to consumers. AFCIC believes that by following the core business values established by Allstate, it will be able to provide real value to consumers, and minimize any potential negative consequences/costs.

In addition, Allstate will manage the hosting of the domain names in the foreseeable future; therefore, a more timely resolution of any complaints submitted to the "abuse point of contact" will be facilitated as required per Section 4.1 of the template Registry Agreement.

18.3.3 How will multiple applications for a particular domain name be resolved, for example, by auction or on a first-come/first-serve basis?

While it is highly unlikely there will be multiple applicants for the same domain name in Stage 1, if such an instance should arise when agents request domain names, AFCIC believes that a phased equitable allocation approach, modeled after the ones that ICANN has previously approved in connection with numerous ICANN Registry Service Evaluation Process (RSEP) requests, would be the most prudent path forward, e.g., RFP, auction, and then first-come-first-serve.

18.3.4 Explain any cost benefits for registrants you intend to implement (e.g., advantageous pricing, introductory discounts, bulk registration discounts).

AFCIC does not envision any pricing, introductory discounts, or bulk registration discounts because these marketing/commercial initiatives are inconsistent with the mission and Purpose of the .CARINSURANCE gTLD as a trusted online location for AFCIC, and its qualified subsidiaries and affiliates. Moreover, it is the current intention of Allstate to have AFCIC provide domain name registrations at cost or at no cost, though the company reserves the right to reevaluate any decision and may choose to impose additional fees in the future. Decisions about any potential registrant fees imposed upon licensees, strategic partners and others with the Required Agreement will be made in the future if this class of registrants is permitted to register domain names in the .CARINSURANCE gTLD.

18.3.5 Note that the Registry Agreement requires that registrars be offered the option to obtain initial domain name registrations for periods of one to ten years at the discretion of the registrar, but no greater than ten years. Additionally, the Registry Agreement requires advance written notice of price increases. Do you intend to make contractual commitments to registrants regarding the magnitude of price escalation? If so, please describe your plans.

AFCIC is committed to providing domain name registration services in accordance with the periods set forth in the Registry Agreement and providing domain name registrants with pricing predictability. However, as noted in the proposed business model set forth herein, AFCIC's current best thinking envisions only permitting domain name registrations to Allstate and Allstate's qualified subsidiaries and affiliates in at least Stages 1 and 2.

AFCIC acknowledges that the current template Registry Agreement requires that the Registry Operator "shall offer registrars the option to obtain registration periods for one to ten years at the discretion of the registrar." However, Allstate, as the anticipated sole registrant within the .CARINSURANCE gTLD, currently intends to only register domain names on an annual basis. If Allstate decides to provide domains to qualified subsidiaries and affiliates, the best thinking is that this will also be done on an annual basis. This is done to more accurately account for costs on an annual basis as well as to provide for more concise financial statements in Question 46 of this application, e.g., no multi-year registration or deferred revenue.×

Is this a Community-based TLD?


Is this a Geographic-based TLD?


Protection of Geographic Names

Question 22 22 Allstate Fire & Casualty has Properly Researched this Topic Allstate Fire & Casualty Insurance Company ("AFCIC") is keenly aware of the sensitivity of national governments with regard to protecting country and territory identifiers in the Domain Name System (DNS). AFCIC is... Read more

Question 22

22 Allstate Fire & Casualty has Properly Researched this Topic

Allstate Fire & Casualty Insurance Company ("AFCIC") is keenly aware of the sensitivity of national governments with regard to protecting country and territory identifiers in the Domain Name System (DNS). AFCIC is also very aware of the benefit to consumers that second-level geographic indicators can have in restricted registries, such as the one that is the subject of this application. In preparing to answer this question, AFCIC reviewed the numerous relevant background materials regarding the protection of geographic names in the DNS such as:

-ICANN Board Resolution 01-92 regarding the methodology developed for the reservation and release of country names in the .INFO top-level domain (see http://www.icann.org/en/minutes/minutes-10sep01.htm);
-ICANN's Proposed Action Plan on .INFO Country Names (see http://www.icann.org/en/meetings/montevideo/action-plan-country-names-09oct01.htm);
-"Report of the Second WIPO Internet Domain Name Process: The Recognition and Rights and the Use of Names in the Internet Domain Name System," Section 6, Geographical Identifiers (see http://www.wipo.int/amc/en/processes/process2/report/html/report.html);
-ICANN's Governmental Advisory Committee (GAC) Principles Regarding New gTLDs (see https://gacweb.icann.org/download/attachments/1540128/gTLD_principles_0.pdf?version=1&modificationDate=1312358178000); and
-ICANN's Generic Names Supporting Organization (GNSO) Reserved Names Working Group - Final Report (see http://gnso.icann.org/issues/new-gtlds/final-report-rn-wg-23may07.htm).

22.1 Initial Reservation of Country and Territory Names

AFCIC is committed to initially reserving the country and territory names contained in the internationally recognized lists described in Article 5 of Specification 5 attached to the New gTLD Applicant Guidebook at the second level and at all other levels within the .CARINSURANCE gTLD that will be open for registration. Specifically, AFCIC will reserve:

-The short form (in English) of all country and territory names contained on the ISO 3166-1 list, as updated from time to time, including the European Union, which is exceptionally reserved on the ISO 3166-1 list, and its scope extended in August 1999 to any application needing to represent the name European Union (see http://www.iso.org/iso/support/country_codes/iso_3166_code_lists/iso-3166- 1_decoding_table.htm - EU);
-The United Nations Group of Experts on Geographical Names, Technical Reference Manual for the Standardization of Geographical Names, Part III Names of Countries of the World; and
-The list of United Nations member states in six official United Nations languages prepared by the Working Group on Country Names of the United Nations Conference on the Standardization of Geographical Names.

22.2 Fair & Non-Misleading Use of Geographical Identifiers

AFCIC, and The Allstate Corporation and its affiliates, ("the Allstate Family" or "Allstate"), comprise a leading insurance group with operations in the United States and in several countries throughout the world. Allstate's reported revenue at the end of fiscal year 2011 was in excess of $32.7 billion. For more information, refer to the investor relations' page on Allstate's corporate website: http://www.allstateinvestors.com.

Allstate makes regular use of gTLD and ccTLD domain names to provide consumers with a geographical and intuitive namespace to navigate for relevant content, sales, and services online.

Given this geographic approach to finding localized Allstate content, AFCIC intends to explore the option of providing a hierarchical and intuitive framework for the .CARINSURANCE namespace by using geographical identifiers as second-level domain names. This use of geographical identifiers to the left of the gTLD and as part of the domain name itself is believed to have a direct and material impact on search engine algorithms and their corresponding query results. In addition, such naming conventions are intuitive and practiced by direct navigation Internet users (those that type their intended destination into address bars, as opposed to search engines, for example, www.Springfield.carinsurance). AFCIC would like to evaluate if this type of hierarchical and intuitive use of second-level domain names within a gTLD provides increased consumer functionality and drives innovation.

22.3 The Legal Protection of Geographical Identifiers

One of the more authoritative resources on the current state of the law in connection with the protection of geographical identifiers was authored by the World Intellectual Property Organization (WIPO) in its 2001 "Report of the Second WIPO Internet Domain Name Process: The Recognition of Rights and the Use of Names in the Internet Domain Name System." Section six of this report was devoted exclusively to the protection of geographical identifiers.

In analyzing the well-established framework against the misuse of geographical identifiers at the international, regional, and national levels, WIPO identified the following two elements for the protection of geographical identifiers: (i) a prohibition of false descriptions of the geographical source of goods; and (ii) a more extensive set of rules prohibiting the misuse of one class of geographical source indicators, known as geographical indications; see "Second WIPO Internet Domain Name Process," (Paragraphs 206 and 210). Neither false descriptions of the geographical source of goods, nor misuse of geographical indications, are present in AFCICʹs current or proposed use of geographical identifiers.

Notwithstanding WIPO's statement that the protection of geographical identifiers is "a difficult area on which views are not only divided, but also ardently held" (Paragraph 237), national governments within the ICANN Governmental Advisory Committee (GAC) and other international fora have continued to advocate for increased safeguards to protect against the misuse of geographical identifiers within the DNS.

Allstate, as a responsible international business, seeks to minimize any potential business practices that might mislead consumers.

However, at the same time, Allstate believes that it is important to be able to use geographical identifiers in a fair and non-misleading manner, if such use can benefit users as proposed in AFCIC's business model.

In the past, Allstate has used geographic indicators in the second level in a fair and non-misleading manner.

Allstate believes that a .CARINSURANCE gTLD would provide a single, online source identifying function for its global customers, instead of the current mix-and-match approach that Allstate is forced to resort to as it expands into different markets around the world.

22.4 Fair & Non-Misleading Use of Geographical Identifiers

In undertaking thorough research prior to filing this application, AFCIC's subject matter experts were able to uncover the following representative sampling of fair and non-misleading use of geographical identifiers in the existing gTLD domain name space:

Fair Use of National Geographical Identifiers

AUSTRALIA.COOP - Is operated by Co-operatives Australia, the national body for State Co-operative Federations, and provides a valuable resource about cooperatives within Australia.

UK.COOP - Is operated by Co-operatives UK, the national trade body that campaigns for cooperation, and works to promote, develop, and unite cooperative enterprises within the United Kingdom.

NZ.COOP - Is operated by the New Zealand Cooperatives Association, which brings together the country's cooperative mutual business in a not-for-profit incorporated society.

MALDIVIAN.AERO - Is the dominant domestic air carrier in Maldives, and provides a range of commercial and leisure air transport services.

Fair Use Regional /Local

TEXAS.JOBS - Is operated by a joint effort between DE, the Texas Workforce Commission, and the National Labor Exchange to connect job seekers with approximately 96,000 job openings. An additional domain name operated by this joint effort was WORKINTEXAS-VETERANS.JOBS, a resource devoted to helping Texas veterans translate their military skills to jobs in the civil marketplace.

BOISE.COOP - Is operated by Boise Co-op, a member-owned cooperative, founded in 1973 by a few dozen individuals who shared a mutual interest in buying healthy and organic food at reasonable prices.

BROOKLYN.COOP - Is operated by Brooklyn Cooperative Federal Credit Union, which began as a modest storefront business in 2001, but is now New York City's fastest growing credit union and a model for community development credit unions nationwide.

HYDERABAD.AERO - Is operated by the Hyderabad International Airport and provides a range of interactive services and information for both business and leisure travelers.

SACRAMENTO.AERO - Is a portal website operated by Sacramento County to provide links to each of the airports serving the Sacramento area: Sacramento International Airport (SMF), Mather Airport (MHR), Executive Airport (SAC), and Franklin Field (F72).

22.5 Protection of Regional and Local Geographic Names for Non-Misleading Use

Although AFCIC has stated its intention to consider using non-reserved geographic identifiers as part of a hierarchical and intuitive framework in a fair and non-misleading manner to help consumers navigate the .CARINSURANCE namespace. In addition, AFCIC is committed to operating the .CARINSURANCE namespace in a manner that minimizes potential consumer confusion, and will actively work with others in the ICANN community regarding any future policy development in this area.

22.6 Potential Future Release of Initially Reserved Names

Given that Allstate is an international organization, AFCIC looks forward to potentially working with other new gTLD Registry Operators and ICANN's GAC to explore potential processes that could result in GAC-approved release of initially reserved country names (including ISO-3166 two-characters). Specifically, AFCIC is interested in exploring other Registry Service Evaluation Processes (RSEP) that have been filed by existing gTLD Registry Operators in order to release previously reserved domain names.

22.7 Dispute Resolution

AFCIC does not envision any potential disputes from governments or public authorities in connection with the registration and use of geographic names within the .CARINSURANCE gTLD based upon the Purpose of the registry as set forth in the response to Question 18 of this application. Since the Purpose results in a restricted registry in which there will be little or no chance of abuse of a geographic indicator in the second level; and no market for governments to register a geographic indicator in the second level, there appears to be no formula for a good faith dispute.

Even so, AFCIC is committed to working with governments, public authorities, or IGOs that may have a concern regarding the registration of names with national or geographic significance at the second level within the .CARINSURANCE gTLD. Therefore, should there arise any potential disputes, AFCIC will undertake an immediate policy development process as identified below.

22.8 Creation and Updating the Policies

If there should arise some future need for the creation or updating of the policies regarding this class of domain names, AFCIC will act in an open and transparent manner to develop such a policy and/or recommendation.

AFCIC is also committed to continually reviewing and updating these lists to prevent misleading use of geographical identifiers. Consistent with this commitment, AFCIC intends to remain an active participant in any ongoing ICANN policy discussion regarding the protection of geographic names within the DNS.×